Euler Price Prediction: 2025, 2030, 2040

Euler (EUL)'s May 2025 Journey: Weaving Through New Developments, Market Feelings, and Crypto's Ebb and Flow

May 2025: Euler (EUL) at a Crossroads

As May 2025 unfolds, Euler (EUL), a name in decentralized lending, finds its price tag waffling between $7.82 and $7.99. This marks a tiny dip in the last day and a more significant slide, roughly 6-7%, from the week before. Zoom out, though, and EUL tells a story of strong growth: it's rocketed up by more than 40% in the past month and has leaped over 50% in the last year. The token's total value in the market hovers somewhere from $129 million to $142 million, with about 18 million EUL tokens making the rounds. Over the last few days, trading activity has picked up, suggesting more eyes and hands might be on EUL.

Different price guessers paint varied pictures for EUL this May. One, using a 5% yearly growth idea, saw EUL hitting $8.31 by May 2nd. Another, looking at chart patterns, thinks it'll trade between $6.75 and $7.18 during May. Someone else predicts an average of $7.13 for the month, possibly dropping to $6.77 or climbing to $8.43. CoinCheckup feels even more positive, eyeing a potential jump to $11.94 by May 9th. Remember, the crypto world is a rollercoaster, so nailing down exact prices is a tough game.

What's New and How It Might Shake Things Up:

Euler Finance has been bustling with action in the first half of 2025, showing clear signs of a comeback and expansion. A huge step forward was Euler v2 rolling out in September 2024. This fresh version beefed up security, polished the user experience, and made the platform run smoother. This release was vital for winning back trust after a major security hit in March 2023, when thieves made off with about $197 million. The platform's toughness shines through in its Total Value Locked (TVL), which reportedly exploded to $1.5 billion by late April 2025—that’s a mind-boggling 33,222% jump since the hack. Earlier figures from March 2025 showed the TVL swelling from $99 million to $671 million in the three months prior, with $231 million in active loans.

April 2025 was a standout month for Euler Finance. They hit a major milestone with total deposits reaching $1.5 billion. The protocol also snagged a 500,000 $OP grant and got an investment boost from Wintermute. Euler successfully launched on the BNB and Avalanche chains; impressively, the Avalanche setup pulled in $100 million in deposits in just three days and $200 million within three weeks. They also kicked off new reward schemes, offering $200,000 in AVAX rewards and $20,000 to encourage stablecoin loops on the BNB chain. On top of all that, the platform celebrated fresh records in deposits, active loans, and fees, all while making its interface even better for users.

To grow its reach even more, Euler v2 launched on the Base network back in January 2025. This smart play aimed to tap into Base's quick transactions, low fees, and Ethereum's strong security, making lending more open, adaptable, and efficient with capital. This expansion brought Governed Vaults, which have parameters that can change on the fly in real-time, and Ungoverned Vaults, which stick to fixed settings for more reliability. They also spotlighted the Euler Vault Kit (EVK) and Ethereum Vault Connector (EVC) as go-to tools for developers wanting to build and connect ERC-4626 vaults.

In a big move to tighten up risk management, Euler brought Gauntlet on board in January 2025 to act as a risk watchdog for Euler Prime, its main lending market. This teamwork is geared towards handling risk as Euler's deposits grow. Gauntlet will also chip in as Euler spreads to other EVM-friendly chains and help manage the EUL token liquidity owned by the protocol, using Aera for that.

Security: A Sharper Focus After a Scare

The March 2023 hack, which took advantage of a weakness in the "donateToReserve" function because it didn't properly check liquidity, taught Euler a hard lesson. Learning from this, the Euler team poured money into security, spending over $4 million on 45 separate audits for Euler v2, carried out by 13 different security outfits. This deep dive into security, with well-known firms like CertiK, Trail of Bits, Spearbit, and OpenZeppelin doing the checking, reportedly fixed all the major and high-risk problems they found. After that, a $1.25 million bug bounty program didn't turn up any medium or more serious issues, helping to build back confidence in the platform's strengthened defenses. This serious commitment to security has been key to Euler's turnaround and its success in regaining people's trust.

What the Community's Saying and Feeling:

The vibe in the Euler community seems mostly upbeat, lifted by the platform’s strong bounce-back, amazing TVL increase, and steady flow of development news. People really liked the successful do-over with Euler v2 and its spread to more blockchains. Inside the Euler DAO, talks have revolved around making the EUL token more useful. Ideas on the table include using vote-escrow (VE) models and sharing revenue in ways that get people to hold onto their tokens longer and tie the protocol's wins to benefits for token holders.

A big jump in active users, apparently hitting 10,800 monthly active users by March 2025 and even outdoing competitors with bigger TVLs, shows strong interest and that users really like Euler's interface and features like "multiply." On top of that, "smart money" wallets were seen snapping up EUL in February 2025, signaling that investors were feeling confident again, even after previous market slumps.

How Broader Crypto Happenings Play In:

Just like most other altcoins, EUL's price can get swayed by the big tides in the crypto market and major economic news. For example, if the whole market gets shaky, maybe because of aggressive trade moves or economic pressures, EUL's value could feel it. The general health and mood of the Decentralized Finance (DeFi) world also matter a lot. Reports from early 2025 showed a mixed bag for DeFi: some pullback due to economic jitters and security scares, but also ongoing fresh ideas, especially in decentralized lending.

Things like a hypothetical Nigerian government decision to classify Bitcoin as a security in early 2025 could send ripples through the wider crypto world, possibly changing how investors see DeFi platforms like Euler. Chatter about stablecoins potentially holding more U.S. Treasuries than China by 2028, and more private equity getting tokenized, also point to shifting stories in the digital asset world that could nudge Euler indirectly.

Looking specifically at DeFi lending, Euler's progress often gets compared to, and moves with, other big players like Aave and Morpho. In late April 2025, DeFi lending platforms as a whole saw their TVL jump by $2.3 billion in just 24 hours, with active loans also shooting up. During that spell, EUL's price climbed 11.6%, doing better than the overall market and showing good feelings towards lending tokens. The record USDe borrowing on Euler Finance towards the end of April 2025, which went past $16 million, also showed strong demand and buzz on the platform. Euler has also caught attention for offering good interest rates for USDC lending.

The emergence of "curators" in DeFi lending, something seen on platforms like Morpho and Euler, is a cool new trend. These curators manage and fine-tune lending vaults, potentially squeezing out better returns through smart risk handling. This changing scene, along with new tech like Zama's Fully Homomorphic Encryption blockchain aiming to bring privacy to DeFi lending, could reshape who Euler competes with in the future.

Token Details and Upcoming Releases:

Euler (EUL) has a fixed total of 27,182,818 tokens, a nod to Euler's number. The token's main job is for governance in the Euler DAO, letting holders vote on how the protocol runs and on any suggested changes. When it first came out, the tokens were split among Euler Labs Shareholders (25.85%), Community Selected Markets (25.00%), Employees and Advisors (20.65%), the Treasury (13.83%), EulerDAO partners (9.67%), Project Incubators (4.00%), and a small bit for a Retroactive Distribution (1.00%).

Investors should keep an eye on when new tokens get unlocked, as these moments can sometimes put a bit of downward pressure on the price. From what's known, EUL tokens set aside for "Employees and Advisors" are due to be released monthly. Specifically, 116,950 EUL (that's 0.43% of all tokens) are set to unlock on May 26, 2025, and similar amounts are expected in the months after.

Mining Difficulty (Not Really Euler's Thing):

Let's be clear: "mining difficulty" isn't something that directly affects Euler (EUL). EUL is an ERC-20 token that lives on Ethereum and acts as a voting chip for a DeFi lending platform. It isn't made or handed out through a mining process like Bitcoin. So, when mining difficulty for other cryptos goes up or down, it doesn't directly tug EUL's price. What matters more are things like what's happening on the Ethereum network, gas fees, and how well its home blockchain scales and works. Euler v2's move to Base, an Ethereum Layer 2, shows the protocol is looking for faster and cheaper blockchain setups.

Expert Price Guesses & What They're Saying:

Different platforms and analysts have their own long-term ideas about where EUL's price might go.

• 3Commas (using AI-powered chart analysis): For 2025, they see a bottom price around $6.70 and a top near $7.45, with an average of about $7.07. For May 2025 itself, they're guessing between $6.75 and $7.18.
• SwapSpace (pulling from various places): This site shows a mix of opinions for 2025. Some, like WalletInvestor, think it might drop towards $2.48, while PricePrediction.net is more optimistic, suggesting prices over $11.32.
• CoinCheckup: This platform thinks EUL could hit $21.39 within a year (by May 2026). Their risk breakdown also throws out scenarios where EUL might trade at $4.39 if the total crypto market value matched 32% of the M0 money supply, or $24.67 if it hit 32% of the M1 money supply (if EUL keeps its current market share). For the end of 2025, a hopeful outlook based on good quarterly results points to $9.79, but a downbeat trend could see EUL at $1.87.
• BitScreener: They predict an average price of $9.98 for EUL in 2025, with a possible high of $16.65 and a low of $2.75. Looking way out to 2030, they figure an average price of $9.37.
• CoinLore: They think there's a good chance of a bull run for EUL in 2025, possibly reaching $10.20. For 2030, they see a potential price of $22.28.
• Botsfolio: If the market's bullish, they predict EUL could land between $6.62 and $9.75 in the next 1-3 years, and $13.75 to $24.25 in 3-5 years. Coincodex, mentioned by Botsfolio, sees EUL trading between $9.53 and $16.88 in 2025, and somewhere between $12 and $14.66 by 2030.
• Eowyn Chen, CEO of Trust Wallet, said in early May 2025: "In Q1 2025, we saw the sector shrink quite a bit. But new ideas in decentralized lending, led by platforms like Morpho and Euler, are pushing growth." This highlights that Euler is seen as a key player in DeFi's progress.
• Michael Bentley, Euler Labs CEO, thinking about the protocol’s comeback after the hack: “We wouldn’t be human if we didn’t feel that [nervousness about security]. It's DeFi, and you know you're building in the most hostile place possible for an application.” This quote really captures the tough but determined spirit of building in the DeFi world.

The Big Picture and Final Thoughts:

Euler's path, especially its strong recovery and big growth in locked value and user numbers after the 2023 hack, paints a picture of a tough and creative DeFi lending platform. Bringing out Euler v2 successfully, along with smart moves to new chains like Base, Avalanche, and Sonic (what Fantom used to be called), and a deep focus on security through many audits, has clearly rebuilt community faith and pulled in a lot of money.

Steady development news through late 2024 and early 2025, including new tie-ups with groups like Wintermute and Gauntlet, better user interfaces, and reward programs, have created a good buzz. The community generally seems happy, encouraged by these steps forward and active DAO talks about making the token more valuable.

Still, EUL's price is, and will be, subject to the wild swings of the wider crypto market and how the DeFi sector as a whole is doing. Upcoming token releases for employees and advisors might cause some people to sell, but the amounts being unlocked are pretty small compared to the total supply.

What will most likely drive EUL's price in the coming months and years boils down to whether it can keep coming up with new ideas in the crowded DeFi lending space, maintain top-notch security, continue to grow its users and locked value across different blockchains, and make good use of its EUL token to encourage people to participate and govern. How much big institutions adopt DeFi and what happens with regulations will also play a big part. While its past performance and current good news are promising, anyone thinking of investing should always do their homework and carefully weigh the risks before jumping into the unpredictable crypto market.